We’re introducing fixed-term deposits with a value of 250,000 euros or more.
Payment of funds is always made (on your behalf and in your favor) directly between your relationship bank and the bank we introduced for payment, interest and repayment.
We arrange fixed-term deposits from member banks of the following German deposit protection systems:
Further information on the current status of deposit protection and the various security systems can be found on the Deposit protection portal/The security institutions in Germany https://einlagensicherung.de
A promissory note (SSD) is a long-term and large-volume loan that is granted by banks, insurance companies or other capital collection points to industrial companies or the public sector. The loan agreement also functions as a promissory note, which has some special features. For example, a promissory note loan is not a security that is listed and traded on a stock exchange.
A registered bond (NSV) is a bond (synonym: debenture) that is made out to a specific creditor and is therefore generally not intended for transfer to other persons. Due to its lack of marketability, it is therefore only suitable as an investment object for institutional investors.
Bonds issued by the following types of issuers:Governments:
...in all desired rating classes and currencies.
Bonds are fixed-interest securities issued by governments and companies to raise money on the capital market. The level of the interest rate depends, in addition to the general interest rate level and the yield curve, primarily on the creditworthiness of the debtor. In addition to the OTC market (over the counter), bonds can also be traded on stock exchanges, with daily prices being determined as a percentage of the nominal value. The owner of a bond, like the bank, grants a loan and is therefore not a co-owner of the company.
For short-term loans / liquidity loans, we focus on arranging cash loans with a
The term cash loan (also liquidity loan or cash reinforcement loan) comes from municipal law and refers to borrowing in the municipal administrative budget or from other municipal organizational forms (own-owned, government-run companies, institutions / corporations under public law).
For long-term loans, we currently focus on arranging municipal loans for investment purposes with a:
Municipal loans are loans to a local authority, i.e. the federal government, the federal states, districts and independent cities, municipalities, municipal associations and their own companies.
we are happy to arrange these products on your request.